DIGITAL FACTORY
THE OPEN INNOVATION PROJECT BY CA AUTO BANK

“Most innovations fail. And companies that don’t innovate die.” How can a company innovate successfully? Relying on ideas and know-how from within the organization is not enough; it is also necessary to open up to the outside world, engaging with incubators, research centers, and universities to create a high-value-added ecosystem. Firmly believing in this approach, in May 2020 CA Auto Bank launched the “Digital Factory” project in collaboration with I3P, the incubator of the Politecnico di Torino, voted the best in the world by the World Rankings of Business Incubators and Accelerators.

The objective is to explore new solutions and technologies that can contribute to the digital transformation of CA Auto Bank, accelerating the internal innovation process. Artificial Intelligence, Banking, Mobility, Digitalization, Sustainability are some of the main themes. In a hyper-connected world, digital transformation plays an increasingly important role for companies. Digital Factory is intended for teams, start-ups and SMEs working on new innovative projects that meet the growing needs of a dynamic and cutting-edge clientele.

Candidates that wish to participate in the Digital Factory project will have the opportunity to make direct contact with CA Auto Bank and the Group’s subsidiaries. The initiative is the first step for the parties involved to get to know each other.

Evaluation of proposals

1. All proposals submitted via the form on the Initiative website will be processed and evaluated. Each proposal will be outlined in a project sheet. The Digital Factory team will conduct a preliminary analysis to verify the presence of all the necessary information to proceed with a technical evaluation, reserving the right to request additional information to the submitted documentation.
2. I3P and CA Auto Bank will perform a technical evaluation of each proposal received to determine the maturity level of the company, the potential benefit of the proposed use case compared to other solutions available in the market, the interest of the potential beneficiaries and the applicability of the solution within CA Auto Bank.
3. Candidates who have submitted the most interesting use cases will then be contacted directly by the Digital Factory team to jointly build a business case to be submitted to CA Auto Bank managers.
4. Candidates will thus have the opportunity to enter into a collaboration agreement with CA Auto Bank, both to test the use case presented and, where applicable, to negotiate the proposed solution.

SOME SUCCESS STORIES:

TRUSTFULL & CA AUTO BANK (2025)

Who is Trustfull

Trustfull is an Identity Intelligence platform that evaluates risks associated with digital identities by analyzing users’ “digital footprints” – including phone numbers, email addresses, IP addresses, and devices – in real time. Through proprietary machine learning algorithms, the platform delivers risk assessment models for KYC (Know Your Customer) procedures and fraud prevention, ensuring maximum security during transactions and registrations without compromising the user experience.

Why CA Auto Bank

The launch of the Proof-of-Concept (PoC) with Trustfull enables CA Auto Bank to address the emerging challenges in fraud prevention and detection within the complex environment of a digital bank. The collaboration aims to integrate tailored solutions to identify fraudulent identities and illicit attempts during onboarding, strengthening the security of digital assets and meeting the evolving needs of an international clientele.

EOLIANN & CA AUTO BANK (2024)

Who is Eoliann

Eoliann is a climate-tech startup that employs satellite data and artificial intelligence algorithms to predict exposure to risks arising from catastrophic climate events, such as floods, fires, and droughts. Its digital platform provides insights into the probability, intensity, and potential impact of such events across European territories, integrating physical and economic models with climate studies within a scalable, automated cloud infrastructure.

Why CA Auto Bank

Eoliann’s solution was assessed for its potential to support CA Auto Bank in evaluating financial risks related to extreme weather events. The integration of these estimates aimed to explore new ways to optimize portfolio management and refine credit risk calculations, while also considering the development of insurance products based on advanced forecasting models.

SCREEVO & DRIVALIA (2023)

Who is Screevo

Screevo is a startup that has developed an AI-based virtual assistant capable of converting voice inputs into textual data. The solution leverages Robotic Process Automation (RPA) technology to automate repetitive data-entry tasks without the need for human supervision. Furthermore, thanks to computer vision, the system can recognize on-screen elements and simulate user actions, eliminating the need for direct interaction with the device.

Why Drivalia

Through the Proof-of-Concept (PoC) with Screevo, Drivalia set out to assess the potential reduction of manual and repetitive data-entry activities. The initiative aimed to evaluate this technology’s ability to optimize internal processes and knowledge management, improve operational efficiency, and free up resources for higher value-added tasks, thereby accelerating the Group’s digital transformation.

REEFILLA & DRIVALIA (2022)

Who is Reefilla:

Reefilla wants to make the user forget about the problem of recharging the battery of electric vehicles by offering a mobile charging service and calculating in a predictive way the expected charging time. Through the startup’s solution, the user can monitor the state of charge of the car and when the battery level falls below a certain threshold, Reefilla proposes a recharge. If the user accepts, a Reefilla operator reaches the car’s location and connects the device, which can provide a charge to cover a range of 100/120 km in about 30 minutes. Customers will then find their vehicle recharged without having to search for a free charging station and without having to move the vehicle once the recharge is complete.

Why Drivalia: Drivalia has the opportunity to expand its range of services related to electric mobility and its customers will benefit from the solution proposed by Reefilla. In addition, with an onsite recharge, the idle time of each vehicle is limited, increasing the number of vehicles available for sharing at all times, thus enhancing the total revenue generated by the service.

STIP & CA AUTO BANK (2021)

Who is Stip: Stip is a plug-and-play artificial intelligence solution that improves digital customer service performance for companies, reducing costs and end-to-end management time by 80%. Unlike a standard chatbot, the goal is not to replace the operator, but to maximize efficiency. Stip applies artificial intelligence to the entire customer service process to assist operators by automating non-value-added tasks. Stip provides multiple AI models that allow the operator to focus solely and exclusively on ticket resolution.

Why CA Auto Bank: Using Stip’s AI models, CA Auto Bank can simplify the organization of customer support by automatically sending emails targeted to different audiences, reducing the cost of external operators, and integrating new channels such as WhatsApp to automate all leads collected.

FOR MORE INFORMATION:

Visit our website Digital Factory site

Contact us digitalfactory@ca-autobank.com