Giacomo Carelli is the CEO of CA Auto Bank since its launch on 4th April 2023, thus retaining the role he had held at FCA Bank since July 2014.
He is also Chairman of Drivalia since October 2018.
He is also serving as Head of International Partnerships at Crédit Agricole Personal Finance & Mobility since April 2022.
Giacomo Carelli has worked in a multicultural environment in many countries since the start of his career. He joined IBM in Spain in 1994 and FCA in 1996, working in marketing and as a project & product manager in Spain, UK, Poland and Germany. Between 2000 and 2005, he was Sales and Marketing Director at FCA Bank in Greece, and then Country Manager for six years. In 2012, he returned to Italy as Group Head of Sales and Marketing. Within FCA Bank, he also held the position of Country Manager in Switzerland before becoming the Group CEO in July 2014.
Giacomo Carelli holds a master’s degree in Economics and Business from La Sapienza University in Rome (Rome I), a postgraduate diploma in marketing from the Chartered Institute of Marketing at the University of West London and an Msc in Accounting and Finance from the Athens University of Economics. He also holds the title of CPA in Italy.

Giacomo Carelli

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Karsten Borkowsky is Country Manager at CA Auto Bank Germany reconfirming the role he has held at FCA Bank Deutschland since December 2021.
Before starting his career at Fiat Bank as Sales Manager in 2008, he held various positions at Toyota Kreditbank Germany, most recently as Sales Director.
Just one year later, Karsten Borkowsky took over the responsibility for the overall Sales and Marketing department of FCA Bank GmbH in Germany. In 2014 he was appointed to the Management Board; he simultaneously managed the Sales and Marketing Department of FCA Bank Austria.
In September 2015, Karsten Borkowsky moved to Santander Consumer Bank AG as Global Account Director. During this time, he was responsible for all European cooperations of the KIA and Hyundai brands.
In July 2017 he came back to our Group and took over again as Managing Director the responsiblity for the Sales and Marketing Department of FCA Bank in Germany, in addition he was also responsible for the Sales and Marketing Department of FCA Bank in United Kingdom.
In 2019, he moved as Country Manager to Leasys in Germany and positioned the branch successfully in the market and was appointed to the Supervisory Board of FCA Bank Deutschland.
Karsten Borkowsky was born in Wuppertal (Germany) in 1965.

Karsten Borkowsky

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Marcella Merli has been appointed as Head of CA Auto Bank Italy as of 4 April 2023.
Furthermore, she has been Country Manager CA Auto Bank Belgium until September 2023.
Merli began her career in 2002, in the Financial Services sector of Targasys in Arese, where she worked in the Marketing department. In the following year, she joined Savarent’s Marketing department to work on Long Term Rental. She became Marketing Manager at Savarent in 2006.
Merli joined FCA Bank in 2009 and held various positions of increasing responsibility. In 2011, she was appointed as Brand Manager for Jaguar & Land Rover at the group level. From May 2016, she served as Group Head of Sales and Marketing until July 2020 when she became the Country Manager of the Belgian branch of FCA Bank.
Merli’s responsibilities expanded in January 2021 when she was put in charge of the Belgian branch of Leasys. In August 2022, she took over as the Country Manager of the Dutch branch of FCA Bank while continuing her role as the Country Manager of the Belgian branch of FCA Bank.
Merli has a degree in Economics and a Master of Business Administration from the School of Economics of the University of Turin, Italy.

Marcella Merli

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Since January 1, 2024, he is the General Manager of CA Auto Bank in France.

Etienne Royol initiated his career at Crédit Agricole Centre Loire, where he held various roles, including Treasurer, Director of the Marketing Department, and Director of the Private Banking sector. In 2016, he joined Crédit Agricole de l’Anjou et du Maine, assuming the position of Director of Finance and Risks. In 2020, he transitioned to Crédit Agricole Consumer Finance, becoming the Mobility Market Director at Sofinco for France.

Etienne Royol is a graduate of the University of Orléans and holds a specialized postgraduate degree in Banking and Insurance.

Etienne Royol

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Alexander Hughes is CA Auto Bank Country Manager for UK & Ireland, remaining in the same position he had held at FCA Automotive Services since September 2015. In July 2024, he also took on the role of Head of European Markets at CA Auto Bank, and has been Managing Director of Drivalia UK since July 2021.

After starting his professional career as a Remarketing Manager at Vauxhall, he joined Fiat Auto Financial Services in 2000 as a Product Development Manager. He held various marketing positions at the company, eventually becoming the brand’s Marketing Director in the UK in 2004, a position he held until 2007.

He spent the next three years co-ordinating the markets at FCA Bank Group before returning to the UK as the Sales and Marketing Director, a position he held for the next five years. Alexander Hughes was born in the UK, in 1976.

He initially graduated from the University of Warwick and completed an MBA specialising in Strategic Marketing and International Sales Management.

Alexander Paul Hughes

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Claudia Daniela Beriava is Country Manager CA Auto Bank Belgium.

Claudia Daniela Beriava began her career in 1992 as a Capital Markets Analyst in Cordoba, Argentina. After two years she became a credit analyst and then took a position in Sales, also in the banking sector. In 1998 she served as Branch Manager for Sudameris Bank. In 2005 she moved to Italy, in Turin, where she joined first SAVA Spa, as a Retail Credit Analyst, and eventually, in 2006, FGA Capital Headquarters as a Corporate Credit Analyst, a role she held until 2016.

In that year she was appointed Rental Underwriting Manager, until the end of 2019. During this period she also acted, for a while, as Corporate & Rental Credit Manager, responsible for analysing and deciding on Leasys’s rental applications and evaluating credit applications from the FCA and JLR Dealer network. In 2020, she was named HQ Corporate Credit Manager in FCA Bank, where she was responsible for evaluating credit applications coming from FCA Bank’s companies in Europe. From July 2021, she assumed the role of Head of Dealer Financing of FCA Bank, confirming the same position in CA Auto Bank until September 2023.

Born in Còrdoba (Argentina) in 1971, she graduated in Economics from the Universidad Nacional de Còrdoba

Claudia Daniela Beriava

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Federico Berra is Country Manager and Managing Director of CA Auto Bank Switzerland, reconfirming the role he has held at FCA Capital Switzerland since November 2021.
He started his career in 2000. After an experience as trainee with Telecom Italia Lab, in 2001 he worked in the banking sector for Centrale dei Bilanci, where he was a financial analyst until 2004. He joined Fiat Group Financial Services in the Finance department until 2010.
After holding different positions in the financial risk management and treasury in the holding company, in 2010 he became director of FCA Capital Ireland and FCA Capital Re in Dublin. In 2013 he became Finance Manager of FCA Capital in Schlieren, Switzerland and was appointed Country Manager one year later, maintaining the position until 2019.
In the same year he became Country Manager and CEO of FCA Bank Germany, a position that he held until 2021, when he returned to Switzerland.
Federico Berra was born in Saluzzo (Italy) in 1976. He holds a degree in Economics and Business Administration from the University of Turin.

Federico Berra

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Michael Hald Wøhlk is Country Manager CA Auto Bank Denmark & Nordics, confirming the role he has held at FCA Capital Denmark.
He began as Chief Risk Officer for FGA Capital Denmark A/S in April 2010 and was appointed as Country Manager for Denmark and the Nordic pole in February 2012.
The Nordic pole was extended to Finland in 2014 and to Norway in 2015.
He began his professional career working for Danske Bank (formerly Kjøbenhavns Handelsbank) in 1987, before joining GE Capital Woodchester in 1998, where he held different positions with increasing responsibilities in the Credit area.
He worked as Chief Risk Officer for GE Money Bank in Finland from 2004 to 2007.
Michael Hald Wøhlk was born in Holbæk in 1968, he obtained a degree in Economics and Investment from the Copenhagen Business School.

Michael Hald Wøhlk

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Jean-Luc Mas is the Country Manager for CA Auto Bank The Netherlands, and since January 2024, he has also assumed the role of Country Manager for CA Auto Bank Poland & Eastern Europe.
He started his career 1991, he was a salesman in COFICA, independent auto finance company. In 1997 he joined SOFINCO (former CA-CF), where he was a branch manager.
In 2006 he starts his international journey as Board advisor in the Polish Credit Agricole Leasing subsidiary E.F.L. In 2008 he was promoted as Deputy general manager in CREDICOM, Greek SOFINCO subsidiary and in 2013 General manager of CREDIUM in Czech Republic.
In 2014, he was appointed Deputy General Manager of the Chinese CA-CF join venture GAC-SOFINCO as Chief Risk officer.
It is in 2016, back from China that he joined the FCA Bank organisation in Belgium as Country Manager where he set up the first FCA Bank Branch as well as the LEASYS Belgium branch. In 2019, he moved to Switzerland as C.E.O. of FCA Capital Suisse and finally, end of 2021 he moved back to France as Sales & Marketing manager for FCA Bank France.
Jean-Luc Mas was born in 1965 in Villeneuve sur lot (France), he is graduate from I.N.S.E.E.C. Business school.

Jean-Luc Mas

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Juan Manuel Pino Dronet is Country Manager CA Auto Bank España, Portugal and Morocco since January 2024. He also serves as the Managing Director of Drivalia and Drivalia Lease España, a role he assumed in January 2024
Juan Manuel has worked in a multicultural environment in many countries since the start of his career. He started his career as Key Account Manager in an International outsourcing company (Grupo GSS) in 2002 up to 2004 where he assumed the responsibility to develop the internationalization of the activities of the company in Argentina.
From 2005 to 2016, he held various managerial positions at RCI Bank Spain & Portugal, serving as regional Manager, Nissan Finance Brand Manager and lately Head of Insurance and Services for RCI Bank Spain & Portugal.
In 2016 he joined FCA Capital Spain being appointed as Sales & Marketing Director, a role he filled until June 2020.
As a result of his achievements, he was nominated Head of Sales & Marketing and CSR at FCA Bank Group (banking and Mobility perimeter) in July 2020. Then, in April 2023, he confirmed his role in the newly established CA Auto Bank group.
Juan Manuel Pino was born in Madrid (Spain) in 1976. Has a university degree in Marketing and Business Management and obtained a PMD (Program for Management Development) by ESADE.

Juan Manuel Pino Dronet

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Hermann Wiedrich is Country Manager of CA Auto Bank Austria, a role he has held at FCA Bank Austria since June 2019.

After several years working in different industries in UK and Austria he started his automotive career in 1997 as a salesman in a Chrysler/Jeep dealership. Then he worked at the Austrian Chrysler/Jeep import organization before moving to Mercedes Benz Global Headquarters from 2002 in Stuttgart during the DaimlerChrysler partnership. In 2006 he returned to Chrysler Austria as sales director and from 2010 to 2016 joined the Austrian Fiat Group Sales Organization in several marketing & sales positions following the take-over of Chrysler by Fiat Group.

In March 2016 he started his banking career at FCA Bank Austria as Sales & Marketing Manager, then moved to FCA Bank Deutschland in 2018 in the same role working for the German market before starting his current tenure as Bank Country Manager in 2019.

Hermann Wiedrich was born in Vienna in 1966. He holds an MBA of Open University (UK), a Marketing degree of University of Economics, Vienna, and is also qualified as Industrial Engineer in Austria.

Hermann Wiedrich

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Dionysis Xanthakos is Country Manager CA Auto Bank Greece and Drivalia Lease Greece, reconfirming the role he has held since October 2014.
His career started in 1987 within the family business, passing through several positions in rubber manufacturing industry gaining experience in the field while building skills in leadership.
During 1996 he joined the car industry into Fiat dealerships, starting as a salesman and later as Sales Manager.
On June 2001 he became part of Fiat Credit Hellas team (later became FGA Capital Hellas) as a Zone Manager.
After 5 years took over the Management of Sales & Marketing, in FGA Capital Hellas a position that he held until 2009.
Between 2009 and 2012 he served as Brand Manager for the American Brands of Cadillac, Corvette and Hummer, in Sfakianakis SA a well-established Group in Greece, being also responsible for all the used cars operations.
In May 2012 he re-joined FGA Capital Hellas in the M&S Manager position for 3 years up to his appointment
as Country Manager of FCA Capital Hellas and FCA Bank GmbH Hellenic Branch.
Dionysis Xanthakos was born in Athens (Greece) in 1966. He graduated from 10th Lykeio in Athens, has a university degree in Business Administration.

Dionysis Xanthakos

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